Última atualização: 2026-07-05
Cobrar juros de amigos: é haram?
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Sim — Cobrar juros de amigos: Haram (proibido) segundo o islã.
IsItASin · Última atualização: 2026-07-05
Sim — Cobrar juros de amigos: Haram (proibido) segundo o islã. Quran 2:275 — 'Allah has permitted trade and has forbidden interest.'
O que o islã ensina sobre Cobrar juros de amigos
Segundo o islã, Cobrar juros de amigos: Haram (proibido).
O riba é haram sem exceção para muçulmanos: 'Alá permitiu o comércio e proibiu a usura' (2:275). Aplica-se entre amigos tanto quanto com bancos; o padrão profético para um amigo necessitado é o qard hasan — empréstimo que espera apenas o principal de volta, descrito no Alcorão como empréstimo ao próprio Alá.
Quer saber o que outras religiões ensinam?
The Study Quran
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O que o islã ensina sobre Cobrar juros de amigos
Resposta completa (em inglês) — A análise detalhada abaixo está disponível em inglês. Ler a versão completa em inglês →
Islam never unbanned riba. The Quran's ruling is categorical — 'Allah has permitted trade and has forbidden interest' (2:275) — and includes a declaration of war from Allah and His Messenger against those who persist (2:279), language the Quran uses nowhere else about commerce. The prohibition covers Muslim-to-Muslim and Muslim-to-anyone transactions alike, formal or friendly: charging a friend 5% on a personal loan is riba exactly as a bank rate is. The hadith extend liability to the scribe and witnesses (Muslim 1598) — the tradition is serious about not building riba's infrastructure. What Islam offers friends instead is the qard hasan, the 'goodly loan': lend the amount, expect the amount, and the Quran describes such lenders as lending to Allah Himself, 'who may multiply it for him many times over' (2:245) — the interest credited by God, not the borrower. Contemporary scholars add the practical wisdom that friendship-plus-debt corrodes relationships and that the Sunnah commends leniency: 'whoever relieves a believer's hardship, Allah will relieve his hardship on the Day of Resurrection.'
Referências Corânicas
- Quran 2:275 — 'Allah has permitted trade and has forbidden interest.'
- Quran 2:245 — 'Who is it that would loan Allah a goodly loan (qard hasan) so He may multiply it for him many times over?'
- Sahih Muslim 1598 — The Messenger of Allah cursed the one who accepts riba, the one who pays it, the one who records it, and its two witnesses.
O que você deveria fazer
A análise detalhada abaixo está disponível em inglês.
- Write the terms down even between friends — clarity protects the friendship more than a handshake does.
- If a friend is in genuine need, prefer a gift, a free loan, or co-signed help over an interest arrangement.
- Muslim: Give the qard hasan — principal out, principal back; riba is forbidden at any rate, even among friends.
- All: If a loan has already strained a friendship, renegotiate forgiveness or repayment terms before you lose both the money and the friend.
Book of Repentance (Sahih Muslim)
The Prophet (peace be upon him) said Allah rejoices more when you return than a man who finds water in the desert. Islamic tradition holds that tawbah is always accepted for those who sincerely seek it.
Begin Your Tawbah — The Path Is Open →Perguntas frequentes
A análise detalhada abaixo está disponível em inglês.
Can I charge my friend interest on a business loan?
This is where traditions genuinely diverge.
This is where traditions genuinely diverge. Islam still forbids riba and requires partnership-based structures instead.
What if we both just think of it as a business deal?
Labeling helps morally — honesty about the nature of the arrangement matters — but it does not override the religious rules.
Labeling helps morally — honesty about the nature of the arrangement matters — but it does not override the religious rules. Islam's riba ban applies regardless of mutual consent.
My friend can't pay me back — what now?
All three traditions counsel release over pressure.
All three traditions counsel release over pressure. The Quran says giving the debt entirely as charity 'is better for you' (2:280).
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Aviso: O IsItASin.org oferece resumos informativos de ensinamentos religiosos de várias tradições. Isto não é aconselhamento religioso. Para orientação espiritual pessoal, consulte um líder religioso qualificado da sua tradição.