Zuletzt aktualisiert: 2026-07-05
Freunden Zinsen berechnen: Ist es Haram?
Kurzantwort
Ja, Freunden Zinsen berechnen gilt im Islam als Haram (verboten).
IsItASin · Zuletzt aktualisiert: 2026-07-05
Ja, Freunden Zinsen berechnen gilt im Islam als Haram (verboten). Quran 2:275 — 'Allah has permitted trade and has forbidden interest.'
Was Islam über Freunden Zinsen berechnen lehrt
Im Islam gilt Freunden Zinsen berechnen als Haram (verboten).
Riba ist für Muslime ausnahmslos haram: „Allah hat den Handel erlaubt und den Zins verboten“ (2,275). Das gilt unter Freunden ebenso wie bei Banken; der prophetische Maßstab für einen Freund in Not ist der Qard Hasan – ein Darlehen, das nur die Rückzahlung des Kapitals erwartet und das der Koran als Darlehen an Allah selbst beschreibt.
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The Study Quran
For questions this important, going back to the source matters. The Study Quran — the definitive English translation with 1,500+ pages of commentary by leading scholars — provides the depth these questions deserve.
Was Islam über Freunden Zinsen berechnen lehrt
Vollständige Antwort (auf Englisch) — Die ausführliche Analyse unten ist auf Englisch verfügbar. Vollständige englische Version lesen →
Islam never unbanned riba. The Quran's ruling is categorical — 'Allah has permitted trade and has forbidden interest' (2:275) — and includes a declaration of war from Allah and His Messenger against those who persist (2:279), language the Quran uses nowhere else about commerce. The prohibition covers Muslim-to-Muslim and Muslim-to-anyone transactions alike, formal or friendly: charging a friend 5% on a personal loan is riba exactly as a bank rate is. The hadith extend liability to the scribe and witnesses (Muslim 1598) — the tradition is serious about not building riba's infrastructure. What Islam offers friends instead is the qard hasan, the 'goodly loan': lend the amount, expect the amount, and the Quran describes such lenders as lending to Allah Himself, 'who may multiply it for him many times over' (2:245) — the interest credited by God, not the borrower. Contemporary scholars add the practical wisdom that friendship-plus-debt corrodes relationships and that the Sunnah commends leniency: 'whoever relieves a believer's hardship, Allah will relieve his hardship on the Day of Resurrection.'
Koranische Verweise
- Quran 2:275 — 'Allah has permitted trade and has forbidden interest.'
- Quran 2:245 — 'Who is it that would loan Allah a goodly loan (qard hasan) so He may multiply it for him many times over?'
- Sahih Muslim 1598 — The Messenger of Allah cursed the one who accepts riba, the one who pays it, the one who records it, and its two witnesses.
Was Sie tun sollten
Die ausführliche Analyse unten ist auf Englisch verfügbar.
- Write the terms down even between friends — clarity protects the friendship more than a handshake does.
- If a friend is in genuine need, prefer a gift, a free loan, or co-signed help over an interest arrangement.
- Muslim: Give the qard hasan — principal out, principal back; riba is forbidden at any rate, even among friends.
- All: If a loan has already strained a friendship, renegotiate forgiveness or repayment terms before you lose both the money and the friend.
Book of Repentance (Sahih Muslim)
The Prophet (peace be upon him) said Allah rejoices more when you return than a man who finds water in the desert. Islamic tradition holds that tawbah is always accepted for those who sincerely seek it.
Begin Your Tawbah — The Path Is Open →Häufige Fragen
Die ausführliche Analyse unten ist auf Englisch verfügbar.
Can I charge my friend interest on a business loan?
This is where traditions genuinely diverge.
This is where traditions genuinely diverge. Islam still forbids riba and requires partnership-based structures instead.
What if we both just think of it as a business deal?
Labeling helps morally — honesty about the nature of the arrangement matters — but it does not override the religious rules.
Labeling helps morally — honesty about the nature of the arrangement matters — but it does not override the religious rules. Islam's riba ban applies regardless of mutual consent.
My friend can't pay me back — what now?
All three traditions counsel release over pressure.
All three traditions counsel release over pressure. The Quran says giving the debt entirely as charity 'is better for you' (2:280).
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